Next-Generation Airtime Platform

Kalsym empowers customers to enjoy uninterrupted service with instant digital loan solutions.

Did You Know?

50% of prepaid customers consistently have low credit balance.

100% of low-balance customers require daily connectivity for calls and internet access.

10% of carrier revenue is lost due to customers with no credit.

99% of churned customers have zero credit balance.

Our Key Features

Stay Connected

Your subscribers receive airtime in the most convenient way for them as individuals, ensuring they remain connected at all times.

Anywhere, Anytime

Our Airtime service enables customers to access airtime whenever they need it, regardless of their current financial situation.


The Airtime Loan is automatically deducted from their next top-up, requiring no action on the customer’s part.

No Risk

Kalsym Airtime assumes the risk and pre-pays for the airtime, relieving you of any financial burden or risk.

Cutting-Edge Technology

Our financially focused risk management experience, supported by deep funding lines, ensures reliable and state-of-the-art technology integration.

Extensive Experience

With over a decade of experience in emerging markets, we have gained invaluable insights into the financial solutions your customers are seeking.

Why Choose Kalsym Air-Time?

No Cost

Our AI and machine learning technology form the foundation of our services, minimizing risk and ensuring a cost-free experience for you. We provide a complimentary gap analysis and only share in the incremental revenue generated.

Happier Customers

Airtime is personalized and delivered to your customers, resulting in double-digit ARPU increases and significantly reduced churn. Customers are happier and more inclined to accept and repay the airtime comfortably.

Long-Term Partnerships

We aim to be your long-term partner, guaranteeing reliable services and ongoing innovation. Allow us to guide you on a solutions roadmap that deepens your understanding of your customers and enables them to enjoy a wider range of products and services.

Overview of Air-Time Loan Service

User Journey on USSD Channel

User Journey on SMS Channel (Push)

User Journey on SMS Channel (Pull)

Loan Repayment

Contact Us Now!

To ensure your project is delivered on time, Complete the form below and a member of the team will be in

touch with you soon!

Contact Us Today!

Feel free to get in touch via phone or send us a message.

+60 3-5630 0997